In these uncertain times, true financial wisdom isn’t found in stocks or property, but in the humble tea bag.

Why use one per cup when it clearly has more to give? The first brew is bold, confident, a proper introduction.

The second? A gentle encore—subtle, reflective, and slightly questioning its purpose. Economists may call this “maximizing utility,” but gran would simply nod in approval. Sure, the second cup looks like it waved at a teapot once, but think of the savings. Over a year, you might afford biscuits. And really, isn’t that the dream?